/* Nestpoint Finance — design tokens taken from the logo */
:root{
  --navy:#0C2A54; --navy-2:#081E3F; --navy-3:#123669;
  --ink:#0E1B33; --ink-soft:#4A5A72; --ink-faint:#7B8AA1;
  --paper:#F7FAFC; --mist:#ECF3F8; --panel:#FFFFFF;
  --rule:#DCE6EF; --rule-2:#C4D3E0;
  --green:#66AE48; --green-d:#2B8F3E; --lime:#C6DE6C; --sky:#60C0E4; --sky-2:#8AD8EA; --teal:#8ACCD8;
  --wrap:1180px; --ease:cubic-bezier(.22,.61,.36,1);
  --display:'Montserrat','Segoe UI',Arial,sans-serif;
  --body:'Source Sans 3','Segoe UI',system-ui,-apple-system,Arial,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);font-size:18px;line-height:1.62;
  -webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:var(--green-d)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.disp{font-family:var(--display);font-weight:800;letter-spacing:-.025em;line-height:1.08}
.lab{font-family:var(--display);font-size:11.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase}
.tofill{background:rgba(102,174,72,.14);color:var(--green-d);padding:1px 7px;border-radius:3px;font-size:.84em}

/* motion */
.rv{opacity:0;transform:translateY(24px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.rv.in{opacity:1;transform:none}
.rv.d1{transition-delay:.08s}.rv.d2{transition-delay:.16s}.rv.d3{transition-delay:.24s}
.hl{opacity:0;transform:translateY(18px);transition:opacity .85s var(--ease),transform .85s var(--ease)}
.hl.lit{opacity:1;transform:none}
.h1 .ln{display:block;overflow:hidden;padding-bottom:.08em}
.h1 .ln>span{display:block;transform:translateY(108%);transition:transform 1s var(--ease)}
.h1 .ln:nth-child(2)>span{transition-delay:.12s}.h1 .ln:nth-child(3)>span{transition-delay:.24s}
.h1.lit .ln>span{transform:none}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .rv,.hl,.h1 .ln>span{opacity:1;transform:none;transition:none}
  .ribbon{animation:none!important}
}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:10px;font-family:var(--display);font-size:15px;font-weight:700;
  padding:15px 26px;border-radius:999px;background:var(--green);color:#fff;text-decoration:none;border:0;cursor:pointer;
  transition:transform .3s var(--ease),background .3s,box-shadow .3s}
.btn:hover{background:#579d3b;transform:translateY(-2px);box-shadow:0 10px 26px rgba(102,174,72,.35)}
.btn.ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.4)}
.btn.ghost:hover{background:rgba(255,255,255,.08);box-shadow:none}
.btn.dark{background:var(--navy)}
.btn.dark:hover{background:var(--navy-3);box-shadow:0 10px 26px rgba(12,42,84,.3)}
.btn svg{width:19px;height:19px;flex:none}

/* header */
.top{position:sticky;top:0;z-index:50;background:rgba(247,250,252,.9);backdrop-filter:blur(12px);
  border-bottom:1px solid transparent;transition:border-color .3s,background .3s}
.top.stuck{border-bottom-color:var(--rule);background:rgba(247,250,252,.97)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:18px;padding-top:14px;padding-bottom:14px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;flex:none}
.brand img{width:40px;height:auto;transition:width .3s var(--ease)}
.top.stuck .brand img{width:34px}
.brand .wm{display:flex;flex-direction:column;line-height:1}
.brand .wm b{font-family:var(--display);font-weight:800;font-size:19px;letter-spacing:.02em;color:var(--navy)}
.brand .wm small{font-family:var(--display);font-weight:600;font-size:9.5px;letter-spacing:.09em;color:#3E8FA8;text-transform:uppercase;margin-top:4px}
.nav{display:flex;align-items:center;gap:26px;font-family:var(--display);font-size:14px;font-weight:600}
.nav>a,.nav .hasdrop>a{color:var(--ink-soft);text-decoration:none;position:relative;padding:6px 0}
.nav>a:hover,.nav .hasdrop>a:hover{color:var(--navy)}
.nav .navcta{background:var(--navy);color:#fff!important;padding:11px 18px;border-radius:999px}
.nav .navcta:hover{background:var(--navy-3)}
@media(max-width:960px){.nav>a:not(.navcta),.nav .hasdrop{display:none}}
@media(max-width:520px){.nav .navcta{display:none}.brand .wm small{display:none}}

/* desktop dropdown */
.hasdrop{position:relative}
.drop{position:absolute;top:100%;left:50%;transform:translate(-50%,10px);margin-top:12px;background:var(--panel);
  border:1px solid var(--rule);border-radius:14px;box-shadow:0 24px 60px rgba(14,27,51,.16);width:560px;padding:10px;
  display:grid;grid-template-columns:1fr 1fr;gap:2px;opacity:0;visibility:hidden;pointer-events:none;
  transition:opacity .25s var(--ease),transform .25s var(--ease);z-index:70}
.drop::before{content:"";position:absolute;top:-14px;left:0;width:100%;height:14px}
.hasdrop:hover .drop,.hasdrop:focus-within .drop{opacity:1;visibility:visible;pointer-events:auto;transform:translate(-50%,0)}
.drop a{display:block;padding:12px 14px;border-radius:10px;text-decoration:none;color:var(--ink)}
.drop a:hover{background:var(--mist)}
.drop a b{display:block;font-family:var(--display);font-size:14px;font-weight:700;color:var(--navy)}
.drop a span{display:block;font-family:var(--body);font-size:13.5px;font-weight:400;color:var(--ink-faint);margin-top:2px;line-height:1.4}
.drop .all{grid-column:1/-1;border-top:1px solid var(--rule);border-radius:0 0 10px 10px;margin-top:4px;font-family:var(--display);font-size:13px;font-weight:700;color:var(--green-d)}

/* burger + drill-down menu */
.burger{display:flex;align-items:center;gap:9px;background:transparent;border:1.5px solid var(--rule-2);border-radius:999px;
  padding:9px 15px;cursor:pointer;color:var(--navy);font-family:var(--display);font-size:13.5px;font-weight:700}
.burger:hover{border-color:var(--navy)}
.burger .bars{display:block;width:17px;height:12px;position:relative}
.burger .bars i{position:absolute;left:0;width:100%;height:2px;background:var(--navy);border-radius:2px;transition:transform .35s var(--ease),opacity .25s}
.burger .bars i:nth-child(1){top:0}.burger .bars i:nth-child(2){top:5px}.burger .bars i:nth-child(3){top:10px}
.burger[aria-expanded="true"] .bars i:nth-child(1){transform:translateY(5px) rotate(45deg)}
.burger[aria-expanded="true"] .bars i:nth-child(2){opacity:0}
.burger[aria-expanded="true"] .bars i:nth-child(3){transform:translateY(-5px) rotate(-45deg)}
.menu{position:fixed;top:0;left:0;width:100%;height:100%;z-index:80;visibility:hidden;pointer-events:none}
.menu .scrim{position:absolute;top:0;left:0;width:100%;height:100%;background:rgba(8,20,40,.55);opacity:0;transition:opacity .35s}
.menu .panel{position:absolute;top:0;right:0;height:100%;width:min(420px,90vw);background:var(--navy-2);color:#fff;
  transform:translateX(102%);transition:transform .45s var(--ease);display:flex;flex-direction:column;padding:22px 28px 30px;overflow-y:auto}
.menu.open{visibility:visible;pointer-events:auto}
.menu.open .scrim{opacity:1}
.menu.open .panel{transform:none}
.mhead{display:flex;align-items:center;justify-content:space-between;margin-bottom:26px}
.mhead .brand .wm b{color:#fff}.mhead .brand .wm small{color:var(--teal)}
.mclose{background:transparent;border:0;color:#B9C7DA;font-size:28px;line-height:1;cursor:pointer;padding:4px 8px}
.mclose:hover{color:#fff}
.mview{display:none;flex-direction:column}
.mview.on{display:flex;animation:mslide .3s var(--ease)}
.mview.on.rev{animation:mslideback .3s var(--ease)}
@keyframes mslide{from{opacity:0;transform:translateX(20px)}to{opacity:1;transform:none}}
@keyframes mslideback{from{opacity:0;transform:translateX(-20px)}to{opacity:1;transform:none}}
.mrow{display:flex;align-items:center;justify-content:space-between;gap:12px;width:100%;padding:16px 0;background:transparent;border:0;
  border-bottom:1px solid rgba(138,204,216,.18);text-align:left;cursor:pointer;text-decoration:none;color:#fff;
  font-family:var(--display);font-weight:700;font-size:18px;transition:color .2s,padding-left .25s var(--ease)}
.mrow:hover{color:var(--lime);padding-left:6px}
.mrow .note{display:block;font-family:var(--body);font-weight:400;font-size:13px;color:#9FB2C8;margin-top:3px}
.chev{flex:none;width:9px;height:9px;border-right:2px solid var(--lime);border-bottom:2px solid var(--lime);transform:rotate(-45deg);transition:transform .3s var(--ease)}
.mrow[aria-expanded="true"] .chev{transform:rotate(45deg)}
.mexpbody{display:none;flex-direction:column;padding:4px 0 12px;border-bottom:1px solid rgba(138,204,216,.18)}
.mexpbody.open{display:flex}
.msub{display:flex;align-items:center;justify-content:space-between;padding:11px 0 11px 16px;border-left:2px solid rgba(198,222,108,.3);
  text-decoration:none;color:#D5E0EC;font-size:15.5px;transition:color .2s,border-color .2s,padding-left .25s var(--ease)}
.msub:hover{color:var(--lime);border-left-color:var(--lime);padding-left:21px}
.msub.lead{color:#fff;font-weight:600}
.mcta{margin-top:26px;display:flex;flex-direction:column;gap:10px}
.mcta .btn{justify-content:center}
.mfoot{margin-top:auto;padding-top:26px;font-size:13.5px;color:#9FB2C8;line-height:1.6}
.mfoot a{color:#D5E0EC}
body.locked{overflow:hidden}

/* hero */
.hero{position:relative;background:var(--navy);overflow:hidden;isolation:isolate;color:#fff}
.hero .bg{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover;z-index:0;opacity:.9}
.hero .ribbons{position:absolute;top:0;left:0;width:100%;height:100%;z-index:0;pointer-events:none}
.ribbon{position:absolute;filter:blur(2px);opacity:.9;transform-origin:center;animation:drift 18s var(--ease) infinite alternate}
.ribbon.r2{animation-duration:23s;animation-delay:-6s}.ribbon.r3{animation-duration:27s;animation-delay:-11s}
@keyframes drift{from{transform:translate3d(0,0,0) rotate(0)}to{transform:translate3d(-2%,-3%,0) rotate(-2deg)}}
.hero .veil{position:absolute;top:0;left:0;width:100%;height:100%;z-index:1;
  background:linear-gradient(100deg,rgba(8,30,63,.96) 0%,rgba(8,30,63,.86) 42%,rgba(8,30,63,.35) 78%,rgba(8,30,63,.15) 100%)}
.hero .wrap{position:relative;z-index:2}
.hero .grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding:96px 0 104px}
.hero .grid>*{min-width:0}
.hero .lab{color:var(--lime)}
.hero h1{font-size:clamp(34px,5.2vw,64px);margin:18px 0 0;color:#fff}
.hero h1 em{font-style:normal;background:linear-gradient(90deg,var(--lime),var(--sky-2));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .sub{font-size:19px;color:#C6D3E3;margin:24px 0 0;max-width:52ch}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.hero .note{margin-top:22px;font-size:14px;color:#9FB2C8;display:flex;align-items:center;gap:9px}
.hero .note svg{width:17px;height:17px;flex:none;color:var(--lime)}
.herocard{background:rgba(255,255,255,.06);border:1px solid rgba(138,204,216,.25);border-radius:22px;padding:28px 26px;backdrop-filter:blur(8px)}
.herocard h2{font-family:var(--display);font-weight:800;font-size:19px;margin:0 0 6px;color:#fff}
.herocard p{margin:0 0 18px;font-size:15px;color:#B9C7DA}
.herocard ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:2px}
.herocard li a{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 4px;border-bottom:1px solid rgba(138,204,216,.16);
  text-decoration:none;color:#fff;font-family:var(--display);font-size:14.5px;font-weight:600;transition:color .2s,padding-left .25s var(--ease)}
.herocard li:last-child a{border-bottom:0}
.herocard li a:hover{color:var(--lime);padding-left:10px}
.herocard li a i{width:8px;height:8px;border-right:2px solid var(--lime);border-bottom:2px solid var(--lime);transform:rotate(-45deg)}
@media(max-width:900px){.hero .grid{grid-template-columns:1fr;padding:64px 0 70px;gap:36px}
  .hero .veil{background:linear-gradient(180deg,rgba(8,30,63,.9) 0%,rgba(8,30,63,.95) 100%)}}

/* trust strip */
.trust{background:var(--navy-2);color:#fff;border-top:1px solid rgba(138,204,216,.15)}
.trust .grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.trust .cell{display:flex;align-items:flex-start;gap:14px;padding:26px 22px;border-right:1px solid rgba(138,204,216,.13)}
.trust .cell:last-child{border-right:0}
.trust .cell svg{width:26px;height:26px;flex:none;color:var(--lime);margin-top:2px}
.trust b{display:block;font-family:var(--display);font-size:15px;font-weight:700}
.trust span{display:block;font-size:14px;color:#9FB2C8;line-height:1.4;margin-top:3px}
@media(max-width:900px){.trust .grid{grid-template-columns:1fr 1fr}.trust .cell:nth-child(2){border-right:0}
  .trust .cell:nth-child(-n+2){border-bottom:1px solid rgba(138,204,216,.13)}}
@media(max-width:520px){.trust .grid{grid-template-columns:1fr}.trust .cell{border-right:0;border-bottom:1px solid rgba(138,204,216,.13)}}

/* sections */
section{padding:96px 0}
.eyebrow{color:var(--green-d);margin-bottom:12px}
h2.sec{font-size:clamp(28px,3.6vw,44px);margin:0;color:var(--navy);text-wrap:balance}
.lede{font-size:19.5px;color:var(--ink-soft);margin:18px 0 0;max-width:62ch}
p.body{margin:18px 0 0;max-width:64ch;color:var(--ink-soft)}
.alt{background:var(--panel)}
.mistbg{background:var(--mist)}
.dark{background:var(--navy);color:#fff}
.dark h2.sec{color:#fff}.dark .lede,.dark p.body{color:#C6D3E3}.dark .eyebrow{color:var(--lime)}

/* diagonal edge — the rising stroke of the N */
.slant{position:relative}
.slant::before{content:"";position:absolute;left:0;top:-1px;width:100%;height:60px;background:inherit;
  clip-path:polygon(0 0,100% 0,100% 100%,0 0);transform:translateY(-100%) scaleY(-1)}

/* services grid */
.svcgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:46px}
.svcgrid>*{min-width:0}
.svc{position:relative;display:flex;flex-direction:column;width:100%;background:var(--panel);border:1px solid var(--rule);border-radius:20px;
  overflow:hidden;text-decoration:none;color:inherit;transition:transform .4s var(--ease),box-shadow .4s var(--ease),border-color .3s}
.svc:hover{transform:translateY(-6px);box-shadow:0 22px 50px rgba(14,27,51,.13);border-color:var(--rule-2)}
.svc .pic{position:relative;height:0;padding-bottom:56%;overflow:hidden;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-3) 55%,#1d5a7a 100%)}
.svc .pic img{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover;transition:transform .8s var(--ease)}
.svc:hover .pic img{transform:scale(1.06)}
.svc .pic .ico{position:absolute;top:0;left:0;width:100%;height:100%;display:flex;align-items:center;justify-content:center}
.svc .pic .ico svg{width:64px;height:64px;color:var(--lime);opacity:.95}
.svc .pic::after{content:"";position:absolute;right:-30px;bottom:-30px;width:140px;height:140px;
  background:linear-gradient(135deg,rgba(198,222,108,.0),rgba(96,192,228,.28));transform:rotate(28deg)}
.svc .txt{padding:24px 24px 26px;display:flex;flex-direction:column;flex:1}
.svc h3{font-family:var(--display);font-weight:800;font-size:19px;margin:0;color:var(--navy);letter-spacing:-.01em}
.svc p{margin:9px 0 0;font-size:16px;color:var(--ink-soft);line-height:1.55;flex:1}
.svc .go{margin-top:16px;font-family:var(--display);font-size:13.5px;font-weight:700;color:var(--green-d)}
@media(max-width:960px){.svcgrid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.svcgrid{grid-template-columns:1fr}}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:46px;counter-reset:s}
.steps>*{min-width:0}
.step{position:relative;background:rgba(255,255,255,.05);border:1px solid rgba(138,204,216,.2);border-radius:20px;padding:30px 26px;counter-increment:s}
.step::before{content:"0" counter(s);font-family:var(--display);font-weight:800;font-size:44px;line-height:1;
  background:linear-gradient(90deg,var(--lime),var(--sky-2));-webkit-background-clip:text;background-clip:text;color:transparent}
.step h3{font-family:var(--display);font-weight:800;font-size:19px;margin:16px 0 0;color:#fff}
.step p{margin:9px 0 0;font-size:16px;color:#B9C7DA}
@media(max-width:860px){.steps{grid-template-columns:1fr}}

/* audience */
.aud{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:44px}
.aud>*{min-width:0}
.aud div{background:var(--panel);border:1px solid var(--rule);border-radius:18px;padding:24px 18px;text-align:center}
.aud svg{width:38px;height:38px;color:var(--green);margin:0 auto}
.aud b{display:block;font-family:var(--display);font-size:14.5px;font-weight:700;color:var(--navy);margin-top:12px;line-height:1.3}
@media(max-width:960px){.aud{grid-template-columns:repeat(3,1fr)}}
@media(max-width:560px){.aud{grid-template-columns:1fr 1fr}}

/* checklist + split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}
.split>*{min-width:0}
@media(max-width:900px){.split{grid-template-columns:1fr;gap:36px}}
.checks{list-style:none;margin:26px 0 0;padding:0;display:flex;flex-direction:column;gap:0;border-top:1px solid var(--rule)}
.checks li{display:flex;gap:14px;align-items:flex-start;padding:16px 0;border-bottom:1px solid var(--rule);color:var(--ink)}
.checks li svg{width:22px;height:22px;flex:none;color:var(--green);margin-top:3px}
.checks li b{font-family:var(--display);font-weight:700;color:var(--navy)}
.checks li span{display:block;color:var(--ink-soft);font-size:16px;margin-top:2px}
.dark .checks{border-top-color:rgba(138,204,216,.2)}
.dark .checks li{border-bottom-color:rgba(138,204,216,.2);color:#fff}
.dark .checks li b{color:#fff}.dark .checks li span{color:#B9C7DA}

/* values */
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:44px}
.values>*{min-width:0}
.values div{background:var(--panel);border:1px solid var(--rule);border-left:4px solid var(--green);border-radius:14px;padding:22px 22px 24px}
.values b{font-family:var(--display);font-weight:800;font-size:17px;color:var(--navy)}
.values p{margin:7px 0 0;font-size:16px;color:var(--ink-soft)}
@media(max-width:900px){.values{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.values{grid-template-columns:1fr}}

/* statement band */
.statement{background:linear-gradient(120deg,rgba(12,42,84,.55),rgba(18,54,105,.35)),url(img-9.jpg) center/cover,var(--navy);color:#fff;text-align:center;padding:84px 0;position:relative;overflow:hidden}
.statement blockquote{margin:0 auto;max-width:24ch;font-family:var(--display);font-weight:800;font-size:clamp(26px,3.6vw,42px);line-height:1.2;letter-spacing:-.02em}
.statement cite{display:block;margin-top:18px;font-style:normal;font-size:15px;color:var(--teal);font-family:var(--display);font-weight:600;letter-spacing:.06em;text-transform:uppercase}

/* page head */
.pagehead{position:relative;background:var(--navy);color:#fff;overflow:hidden;isolation:isolate}
.pagehead .bg{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover;opacity:.35;z-index:0}
.pagehead .veil{position:absolute;top:0;left:0;width:100%;height:100%;z-index:1;background:linear-gradient(100deg,rgba(8,30,63,.95) 0%,rgba(8,30,63,.8) 60%,rgba(8,30,63,.55) 100%)}
.pagehead .wrap{position:relative;z-index:2;padding-top:72px;padding-bottom:64px}
.crumb{font-size:14px;color:#9FB2C8;margin-bottom:14px}
.crumb a{color:var(--lime);text-decoration:none}
.pagehead h1{font-size:clamp(30px,4.6vw,54px);margin:0;max-width:20ch}
.pagehead .lede{color:#C6D3E3}

/* service detail */
.detail .inner{max-width:760px}
.detail p{color:var(--ink-soft);margin:0 0 18px}
.sibrow{display:flex;flex-wrap:wrap;gap:10px}
.sibrow a{font-family:var(--display);font-size:14px;font-weight:600;text-decoration:none;color:var(--ink-soft);background:var(--panel);
  border:1px solid var(--rule);border-radius:999px;padding:10px 18px;transition:border-color .2s,color .2s}
.sibrow a:hover{border-color:var(--green);color:var(--green-d)}
.sibrow a[aria-current]{background:var(--navy);border-color:var(--navy);color:#fff}

/* contact + form */
.contactgrid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.contactgrid>*{min-width:0}
@media(max-width:900px){.contactgrid{grid-template-columns:1fr;gap:36px}}
.cinfo{display:flex;flex-direction:column;gap:0;margin-top:28px;border-top:1px solid rgba(138,204,216,.2)}
.cinfo a,.cinfo div{display:flex;gap:14px;align-items:flex-start;padding:16px 0;border-bottom:1px solid rgba(138,204,216,.2);text-decoration:none;color:#fff}
.cinfo svg{width:22px;height:22px;flex:none;color:var(--lime);margin-top:2px}
.cinfo b{display:block;font-family:var(--display);font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--teal)}
.cinfo span{display:block;color:#E4ECF5;margin-top:2px}
.formcard{background:var(--panel);color:var(--ink);border-radius:22px;padding:32px 30px 34px;box-shadow:0 30px 70px rgba(0,0,0,.25)}
.formcard h3{font-family:var(--display);font-weight:800;font-size:22px;margin:0 0 6px;color:var(--navy)}
.formcard .fhint{font-size:15px;color:var(--ink-faint);margin:0 0 22px}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.frow>*{min-width:0}
@media(max-width:520px){.frow{grid-template-columns:1fr}}
.f{display:block;margin-top:14px}
.frow .f{margin-top:14px}
.f label{display:block;font-family:var(--display);font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:7px}
.f label .req{color:var(--green-d)}
.f input,.f select,.f textarea{width:100%;background:var(--paper);border:1.5px solid var(--rule);color:var(--ink);font-family:var(--body);font-size:16px;
  padding:12px 14px;border-radius:12px;transition:border-color .2s,background .2s}
.f textarea{min-height:110px;resize:vertical}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;border-color:var(--green);background:#fff}
.f.bad input,.f.bad select,.f.bad textarea{border-color:#D6455D}
.ferr{display:none;font-size:13.5px;color:#C23650;margin-top:6px}
.f.bad .ferr{display:block}
.radios{display:flex;flex-wrap:wrap;gap:8px}
.radios label{display:flex;align-items:center;gap:7px;text-transform:none;letter-spacing:0;font-family:var(--body);font-size:15px;font-weight:400;
  color:var(--ink);background:var(--paper);border:1.5px solid var(--rule);border-radius:999px;padding:8px 14px;cursor:pointer;margin:0}
.radios input{width:auto;accent-color:var(--green)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.fsubmit{width:100%;justify-content:center;margin-top:22px;font-size:16px;padding:16px 24px}
.fsubmit[disabled]{opacity:.6;cursor:default}
.fnote{font-size:13.5px;color:var(--ink-faint);margin:14px 0 0;line-height:1.5}
.fmsg{display:none;margin-top:16px;padding:14px 16px;border-radius:12px;font-size:15px;line-height:1.5}
.fmsg.ok{display:block;background:rgba(102,174,72,.12);border:1px solid rgba(102,174,72,.45);color:#23602f}
.fmsg.err{display:block;background:rgba(214,69,93,.08);border:1px solid rgba(214,69,93,.35);color:#8e2338}
.fmsg a{color:inherit;font-weight:600}
.sent .formfields{display:none}

/* legal */
.legal .inner{max-width:780px}
.legal h2{font-family:var(--display);font-weight:800;font-size:22px;color:var(--navy);margin:44px 0 0}
.legal h2:first-child{margin-top:0}
.legal h3{font-family:var(--display);font-weight:700;font-size:17px;color:var(--navy);margin:24px 0 0}
.legal p{margin:12px 0 0;color:var(--ink-soft)}
.legal ul,.legal ol{margin:12px 0 0;padding-left:22px;color:var(--ink-soft);display:flex;flex-direction:column;gap:6px}
.legal .addr{margin-top:14px;padding:18px 20px;background:var(--mist);border-left:4px solid var(--green);border-radius:0 12px 12px 0;font-size:16px}
.legal .meta{font-size:14.5px;color:var(--ink-faint);margin-top:6px}

/* whatsapp float */
.wa{position:fixed;right:18px;bottom:18px;z-index:40;width:58px;height:58px;border-radius:50%;background:#25D366;color:#fff;
  display:flex;align-items:center;justify-content:center;box-shadow:0 12px 30px rgba(0,0,0,.25);transition:transform .3s var(--ease)}
.wa:hover{transform:scale(1.08)}
.wa svg{width:30px;height:30px}

/* footer */
footer{background:var(--navy-2);color:#9FB2C8;padding:64px 0 34px;font-size:15px}
footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px}
footer .cols>*{min-width:0}
footer h4{font-family:var(--display);font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--teal);margin:0 0 14px}
footer a{color:#D5E0EC;text-decoration:none}
footer a:hover{color:var(--lime)}
footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px}
footer .brand .wm b{color:#fff}footer .brand .wm small{color:var(--teal)}
footer .tag{margin:16px 0 0;max-width:34ch}
footer .base{margin-top:44px;padding-top:22px;border-top:1px solid rgba(138,204,216,.15);display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;font-size:13.5px}
@media(max-width:900px){footer .cols{grid-template-columns:1fr 1fr}}
@media(max-width:520px){footer .cols{grid-template-columns:1fr}}

a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:2.5px solid var(--sky);outline-offset:3px}

/* narrow phones (320–400px, common on budget Android) */
@media(max-width:520px){
  .wrap{padding:0 16px}
  .top .wrap{gap:10px}
}
@media(max-width:400px){
  .brand{gap:8px}
  .brand img,.top.stuck .brand img{width:32px}
  .brand .wm b{font-size:16.5px}
  .burger{padding:10px 12px}
  .burger .blabel{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
  .hero h1{font-size:clamp(30px,9.2vw,40px)}
  .btn{padding:14px 20px}
  .cta-row .btn{width:100%;justify-content:center}
}
.cinfo a>div,.cinfo div>div{min-width:0}
.cinfo span,footer a,.mfoot a,.legal .addr{overflow-wrap:anywhere}

/* phones & tablets: centred hero, portrait background visible */
@media(max-width:900px){
  .hero .veil{background:linear-gradient(180deg,rgba(8,30,63,.30) 0%,rgba(8,30,63,.55) 45%,rgba(8,30,63,.82) 100%)}
  .hero .bg{object-position:center top;opacity:1}
  .hero .grid>div:first-child{text-align:center}
  .hero .sub{margin-left:auto;margin-right:auto}
  .hero .cta-row{justify-content:center}
  .hero .note{justify-content:center;text-align:center}
  .hero h1,.hero .sub,.hero .note{text-shadow:0 2px 18px rgba(8,30,63,.65)}
  .herocard{text-align:left}
}
@media(max-width:900px){.hero h1 em{text-shadow:none;filter:drop-shadow(0 2px 10px rgba(8,30,63,.7))}}

/* loan range line */
.loanrange{display:flex;align-items:flex-start;gap:10px;margin:18px 0 0;font-family:var(--display);font-weight:700;font-size:15.5px;color:var(--navy);line-height:1.45}
.loanrange svg{width:22px;height:22px;flex:none;color:var(--green-d);margin-top:1px}
.dark .loanrange{color:#fff}.dark .loanrange svg{color:var(--lime)}

/* investment feature band */
.invband{display:flex;align-items:center;gap:26px;margin-top:20px;padding:28px 32px;border-radius:20px;text-decoration:none;color:#fff;
  background:linear-gradient(120deg,var(--navy-2) 0%,var(--navy) 55%,#1d5a7a 100%);box-shadow:0 18px 40px -24px rgba(8,30,63,.6);transition:transform .4s var(--ease)}
.invband:hover{transform:translateY(-3px)}
.invband>div{flex:1;min-width:0}
.invband .ico{flex:none;width:72px;height:72px;border-radius:18px;background:rgba(198,222,108,.14);display:flex;align-items:center;justify-content:center}
.invband .ico svg{width:40px;height:40px;color:var(--lime)}
.invband .tagline{font-family:var(--display);font-size:11px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--lime)}
.invband h3{font-family:var(--display);font-weight:800;font-size:22px;margin:4px 0 6px;letter-spacing:-.01em}
.invband p{margin:0;color:rgba(255,255,255,.82);font-size:16px;line-height:1.55}
.invband .go{flex:none;font-family:var(--display);font-size:13.5px;font-weight:700;color:var(--lime)}
@media(max-width:760px){.invband{flex-direction:column;align-items:flex-start;gap:16px;padding:24px 22px}}

/* office gallery */
.gallery{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:40px}
.gallery>*{min-width:0}
.shot{margin:0;background:var(--panel);border:1px solid var(--rule);border-radius:18px;overflow:hidden}
.shot .ph{position:relative;height:0;padding-bottom:78%;overflow:hidden;background:var(--mist)}
.shot img{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover;transition:transform .8s var(--ease)}
.shot:hover img{transform:scale(1.05)}
.shot figcaption{padding:14px 16px 16px}
.shot b{display:block;font-family:var(--display);font-weight:800;font-size:15.5px;color:var(--navy)}
.shot span{display:block;font-size:15px;color:var(--ink-soft)}
@media(max-width:980px){.gallery{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.gallery{gap:12px}.shot figcaption{padding:10px 12px 12px}.shot b{font-size:14px}.shot span{font-size:13.5px}}

/* contact door photo */
.cphoto{margin:22px 0 4px;border-radius:16px;overflow:hidden;border:1px solid rgba(255,255,255,.14)}
.cphoto img{width:100%;height:auto}
.cphoto figcaption{padding:10px 14px;font-size:14.5px;color:rgba(255,255,255,.75);background:rgba(255,255,255,.05)}

/* hero motion video: fades in over the still once it is actually playing */
.hero video.hv{opacity:0;transition:opacity 1.2s var(--ease)}
.hero video.hv.on{opacity:.9}
@media(max-width:900px){.hero video.hv{object-position:center top}.hero video.hv.on{opacity:1}}